⚡ AI That Speaks Construction Finance · BETA

Ask about your WIP.your bonds.your covenants.your job costs.anything.
Get the answer in seconds.

WIP schedules, certified payroll, covenants, job costs, competitor intel — ask in plain English, get answers from your real project data.

by Kwabena Kesse, CPA · MS Data Analytics · Licensed NV & ND · 13 years retail & commercial banking

See How It Works ↓
BuilderIQ AI Assistant
LIVE
Ask about your projects, finances, compliance...
→
0 daysFree trial — full access, no credit card required
0 hrsSaved per month-end WIP close vs 3 days manual
0 daysEarlier covenant breach detection before your banker calls
0%Automated prevailing wage compliance tracking — no manual audit prep
Why BuilderIQ Exists

Problems We Eliminate

Every feature exists because a real construction CFO lost sleep over it.

⚠
The Problem
Your WIP is wrong and you don't know it yet.
✓
WIP Schedules
Automated WIP with real-time over/under billing detection. Catch overbilling before your surety does — not after.
⚠
The Problem
Phase 3 is 60% over budget. You'll find out next month.
✓
Job Cost Tracking
CSI MasterFormat job costing with the 10% rule. If any phase exceeds 10% of budget before 50% completion, you get an alert that day.
⚠
The Problem
Your bank knows you've breached covenant before you do.
✓
Covenant Monitoring
Real-time D/E, current ratio, and working capital checks. We notify your CFO 30 days before a metric trends toward breach.
⚠
The Problem
3 subs missed certified payroll. That's $10K/day in penalties.
✓
Prevailing Wage
Automated compliance tracking with pre-qualification gate. Know which subs are late, which classifications are wrong — before the state auditor does.
⚠
The Problem
It's 118°F in Vegas. Are your crews legally working?
✓
Heat Productivity
OSHA-compliant heat risk alerts per project site. Automatic productivity adjustments, crew rotation, and moratorium notifications.
⚠
The Problem
You uploaded a 200-page contract. Nobody read page 147.
✓
AI Document Analysis
AI extracts key terms, payment schedules, retainage clauses, and risk flags. Page 147 has a liquidated damages clause — we flagged it before you signed.
See It In Action

Real Dashboard. Live Platform.

Screenshots from our live platform using sample data modeled on a mid-size Las Vegas GC — $18M revenue, 6 active projects, Clark County.

app.builderiqai.com
Dashboard OverviewHeat ProductivityBonding CapacityLender Reports

Health score, ratios, KPIs, income waterfall, and CFO action items — all from one uploaded financial statement.

Get Started in Minutes

Three Steps. That's It.

1
📄

Upload Your Financials

Drop a PDF — income statement, balance sheet, WIP schedule. Our AI extracts every number in under 60 seconds.

2
⚡

AI Builds Your Dashboard

Health score, ratios, covenant compliance, bonding capacity, cash runway — all computed automatically. No manual entry.

3
💬

Ask Anything, Anytime

Type a question in plain English. Get answers from your actual data — not generic templates. Your CFO’s new favorite tool.

Natural Language Intelligence

Ask Anything

Real questions your CFO asks every week. Real answers from your actual project data.

Yes — you are overbilled by $184,200.
Billed to date: $2.41M (68% of contract). Actual completion: 61%.
Surety audit next quarter will flag this.
Recommend adjusting next pay app by $92K over 2 billing cycles to correct without cash flow shock.
3 subs — Desert Electric, Summit Steel, Apex Plumbing
34% win rate — highest in Henderson & Clark County public bids
Warning — projected Q3: 1.11x (covenant min: 1.15x)
Page 147: liquidated damages $5K/day after substantial completion
Tight — $110M remaining; close out Henderson first
Competitive Intelligence

Know Your Competition

No other construction finance platform shows you who you're bidding against, their bonding capacity, win rates, and exactly how to beat them.

Zero per-query AI fees. Enterprise-grade intelligence included in every plan.

❌ What You Know Today
Company name
Maybe their website
A guess at their size
“I heard they won that bid”
✓ What BuilderIQ Shows You
Revenue trends with YoY growth arrows
Bonding capacity & surety relationships
Bid overlap score — how often you compete
Key decision makers by name & role
Strengths, weaknesses & how to beat them
Data confidence: SEC filings vs estimates
Basin Peak Builders LLC
Phoenix, AZ · Private · Founded 2003
72% Bid OverlapHIGH THREAT
Annual Revenue
$285M
↑ +12% YoY
Est. Bonding
$72M
Surety: Travelers
Win Rate (NV)
34%
38.5% Clark County
Key Decision Maker
Marcus Caldwell
President & CEO
Their Strengths
Federal/DOT contract pipeline
Vertically integrated materials
LEED certified PMs
Their Weaknesses
Slower mobilization (2–3 wks from CA)
Higher overhead under $5M
No local surety in Nevada
🎯 How to Beat Them
Win on mobilization speed \u2014 break ground 2\u20133 weeks faster.
Impact: Win time-sensitive public bids
Target projects under $5M \u2014 their overhead kills margins.
Impact: Own the sub-$5M segment
SEC / 10-K NV Contractor Board Industry Estimates Public Bid RecordsSample competitor profile — your data will reflect real competitors in your market
Regional Intelligence

Built for Your Market

State-specific compliance, local market intelligence, and region-aware features.

📍 Nevada
  • NRS 338 prevailing wage compliance
  • Heat productivity model (110°F+)
  • Prevailing wage by trade & county
  • Las Vegas market intelligence
  • NDOT & CCSD project tracking
🌐 Multi-State EXPANDING
  • Entity-aware data pipeline
  • Region-specific competitor profiles
  • Local labor cost per project site
  • State tax & compliance modules
  • North Dakota — coming Q3 2026
🏢 Enterprise Ready
  • Role-based access control
  • Multi-entity management
  • QuickBooks Online sync
  • Audit logging & encryption
  • Dedicated support & onboarding
Simple Pricing

Try Everything Free. Scale When Ready.

30-day free trial with full access. No credit card. Every plan includes setup support from a licensed CPA.

Solo Contractor
$99/mo
For independent GCs with up to 5 active projects.
5 Projects
WIP Schedules
Basic Job Costs
Document Upload
Email Support
MOST POPULAR
Growing GC
$249/mo
For GCs scaling from $3M–$15M revenue.
25 Projects
Everything in Solo
AI Document Analysis
Covenant Monitoring
Prevailing Wage Alerts
Established GC
$499/mo
For GCs at $15M–$50M with complex portfolios.
Unlimited Projects
Everything in Growing
Competitor Intelligence
Heat Productivity Model
QuickBooks Integration
Enterprise
Custom
Multi-entity firms, surety-ready reporting, dedicated support.
Multi-Entity
Everything in Established
RBAC & Audit Logs
Custom Integrations
Dedicated CPA Support

All plans include WIP templates, daily backups, and NRS prevailing wage data. · No credit card required.

Common Questions

Frequently Asked

Do I need to be tech-savvy to use BuilderIQ?
No. Upload a PDF. Ask a question in plain English. That’s it. If you can email your banker a financial statement, you can use BuilderIQ.
How is my financial data protected?
256-bit AES encryption at rest, TLS 1.3 in transit. Your data is stored in AWS US-East with daily encrypted backups. Each company’s data is fully isolated — no cross-tenant access, ever.
Can I connect QuickBooks Online?
Yes. One-click OAuth connection syncs your chart of accounts, P&L, and balance sheet automatically. Your dashboard updates when QuickBooks does.
What if my financial statements are messy PDFs?
Our AI (Anthropic Claude + AWS Textract) handles scanned documents, multi-page statements, and inconsistent formatting. It extracts metrics even from handwritten notes on a balance sheet.
Is the AI accurate? Can I trust the numbers?
Every metric is computed from your uploaded data using CPA-grade formulas — not guesswork. The AI shows its sources. If a number looks off, you can trace it back to the exact line item.
What happens after the 30-day free trial?
You choose a plan or walk away — no credit card on file, nothing to cancel. Your data stays available for 30 days after trial ends so you can export everything.
Do you support prevailing wage outside Nevada?
Currently NRS 338 (Nevada) is fully supported. North Dakota is coming Q3 2026. Davis-Bacon federal rates are on the roadmap. Contact us if you need a specific state.
Can multiple people access the same account?
Yes. Role-based access control is built in. Invite your CFO, controller, project managers — each with their own permission level. Audit logs track every action.
Why Trust BuilderIQ

Built by the Banker Who Reviewed Your Financials

KK
Kwabena Kesse, CPA · MS Data Analytics
Founder, BuilderIQ Analytics · Credit Risk Practitioner
Licensed CPA — Nevada & North Dakota · CPA since 2017 · NDSU Graduate

I started my career in Fargo, North Dakota — where construction companies live and die by cash flow, brutal winters, and federal prevailing wage compliance. Then I moved to Las Vegas and found the same problems in a completely different market. Subcontractors bleeding out on underbilling. GCs surprised by covenant breaches their banker saw coming for months.

For 13 years in retail and commercial banking, I sat on the other side of the table as a credit risk practitioner. I reviewed corporate financials the way your banker reviews them — I knew within 60 seconds of looking at a balance sheet whether a company was in trouble. Then as a licensed CPA, I closed those same books from the contractor's side.

The gap between what lenders see and what contractors know — that gap costs companies their bonds, their credit lines, and sometimes their business.

BuilderIQ gives you the same institutional lens I had as a banker — applied to your own books, Monday morning, before the damage is done.

“I've spent 13 years in banking understanding exactly how lenders evaluate financial risk — the same lens your banker uses when reviewing your WIP and covenant ratios. BuilderIQ gives contractors that view first.”
Approved on SaaSHubRecognized By
Powered By & Integrates With
Q
QuickBooks Online
S
Stripe Billing
A
AWS Cloud
C
Anthropic AI
C
Clerk Auth
P
PostgreSQL
P
Pinecone Vector DB
T
AWS Textract OCR
R
Resend Email
N
NWS Weather API
Q
QuickBooks Online
S
Stripe Billing
A
AWS Cloud
C
Anthropic AI
C
Clerk Auth
P
PostgreSQL
P
Pinecone Vector DB
T
AWS Textract OCR
R
Resend Email
N
NWS Weather API
🔒256-bit AES Encryption
☁AWS US-East Hosting
🛡TLS 1.3 In Transit
🗃Daily Encrypted Backups
👥Tenant-Isolated Data
📋CPA-Grade Calculations

Stop Guessing.
Start Knowing.

Your competitors are bidding smarter, closing faster, and catching problems earlier. It's time to level up.

30-day free trial. Full access. No credit card. Setup in 15 minutes.

30 days free — full access, no credit card